Buyer Gameplan Ep. 4: What You ACTUALLY Need to Buy a House (Down Payment Myths Busted)

Cameron Flemming

2 hours ago

Buyer Gameplan Ep. 4: What You ACTUALLY Need to Buy a House (Down Payment Myths Busted)

BUYER GAMEPLAN THURSDAYS · EPISODE 4

What You ACTUALLY Need to Buy a House (Down Payment Myths Busted)

The Gameplan

Twenty percent down is an option, not a rule. Look at conventional low-down-payment loans, FHA, USDA where eligible and VA if you qualify, and build your savings goal around cash to close plus a reserve.

What You’ll Learn

20% down is not a universal requirement
Low-down-payment paths: conventional, FHA, USDA (where eligible) and VA
Plan for total cash to close plus a reserve
Choose a payment that supports your life, not the maximum approval

Want help applying this to your move?

Text DOWNPAYMENT to 803-465-3921 and Cameron will follow up with next steps for your situation in the Columbia and Fort Jackson area.

Text DOWNPAYMENT Call 803-465-3921

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This video is general education, not lending, legal or tax advice. Confirm current program details with a qualified lender or professional.