Knowing your net proceeds before you list helps you set your price and plan your next move. Here are the main costs.
Deed recording fee
South Carolina charges $1.85 for every $500 of value when the deed is recorded, made up of a $1.30 state fee and a $0.55 county fee (SCDOR, SC Code). That is $3.70 per $1,000. By custom, the seller usually pays it.
| Sale price | Deed recording fee |
|---|---|
| $250,000 | $925 |
| $300,000 | $1,110 |
| $400,000 | $1,480 |
| $500,000 | $1,850 |
Real estate commissions
Commissions are negotiable and are set in your listing agreement. Since 2024 industry changes, how buyer-agent compensation is handled is also a negotiated decision. Ask your agent to explain the options clearly and in writing.
Attorney and closing fees
South Carolina closings are attorney supervised (SC Bar). Sellers often pay for deed preparation and some closing services. Fees vary by firm.
Concessions and repairs
In a more balanced market, buyers often ask for help with closing costs or for repairs after inspection. Building room for this into your plan avoids surprises.
Prorated property taxes
Property taxes are typically prorated at closing, and you pay your share for the time you owned the home that year.
Loan payoff and other items
- Mortgage and any home equity line payoff.
- HOA transfer or estoppel fees, if applicable.
- Termite letter or repair costs, if agreed.
- Moving costs and any overlap with your next home.
Get a net sheet
A net sheet estimates your proceeds at different sale prices. We prepare one with every home value review.
Frequently asked questions
Who pays closing costs in South Carolina, buyer or seller?
Both. Buyers pay most lender-related costs and title insurance, while sellers typically pay the deed recording fee, their attorney-related costs, any negotiated commissions and agreed concessions.
How much is the deed stamp in SC?
The deed recording fee is $1.85 per $500 of value, or $3.70 per $1,000.
Are real estate commissions negotiable in South Carolina?
Yes. Commissions are always negotiable and are set in the listing agreement.
Thinking about selling in Columbia?
Cameron Flemming will walk you through pricing, prep and timing for your specific home and neighborhood, with no pressure and no obligation.
- SC Department of Revenue: Deed Recording Fee
- SC Code Title 12, Chapter 24 (Deed Recording Fee)
- SC Bar Ethics Advisory Opinion 09-01 (attorney-supervised closings)
Figures and program details change. Verify current numbers with the source, your lender, your closing attorney or a tax professional before you make decisions. This article is general information, not legal or tax advice.
